The ageing Swiss population creates significant real estate challenges. Finding housing suited to their needs becomes crucial for elderly people.
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According to the Federal Housing Office (FHO), Switzerland will have 800,000 people aged over 80 by 2035, compared to 500,000 in 2023. The ageing of society therefore represents a major challenge for the real estate sector in Switzerland.
The recent "Housing for Seniors" study by the Lucerne University of Applied Sciences for the FHO reveals that many Swiss seniors live in housing unsuited to their needs, with favourable rents and good location. Their emotional attachment to their home, the prospect of higher rents and moving costs explain their low residential mobility.
With age, housing needs evolve. Therefore, adapting the homes of seniors in French-speaking Switzerland allows them to stay at home longer, with the necessary safety and comfort. This may include installing a level-entry shower, fitting a stairlift, widening doors, or adapting the kitchen. EDIREX connects you with qualified professionals to carry out these adaptation works.
Going to a retirement home is not always an option for the housing of seniors in French-speaking Switzerland. Indeed, the priority for most elderly people is to stay at home for as long as possible. In practice, this becomes possible thanks to home help services, as well as adaptation of the home.
This type of housing for seniors in French-speaking Switzerland offers a secure environment adapted to the needs of elderly people, while allowing them to maintain their independence. Often grouped within specific residences or buildings, these apartments are designed to facilitate mobility and guarantee the safety of seniors.
When staying at home becomes difficult, senior residences offer an interesting housing alternative. These structures for housing seniors in French-speaking Switzerland offer apartments adapted to the needs of the elderly, with à la carte services, such as catering, entertainment or help with daily tasks.
A life annuity is a less common but interesting option for seniors who own real estate assets. It allows the elderly to monetise their assets while continuing to live in them.
Faced with the evolving needs and aspirations of seniors, new trends are emerging in French-speaking Switzerland. Alternative solutions, such as private community housing, are emerging. Groups of elderly people come together to collectively design and manage their living space.
Financing housing for seniors in French-speaking Switzerland is a major concern. The drop in income at retirement can make it difficult to pay rent or a mortgage.
Various financial aids exist to support seniors in their real estate projects. These may take the form of subsidies, preferential-rate loans, or tax breaks.
It is important to anticipate your housing needs before retirement age. Preparing your real estate project in advance allows you to make the best choices and avoid emergency situations.
Given the diversity of housing solutions, it is essential to benefit from personalised support. EDIREX is your preferred partner for all your real estate projects.
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